OGTOPIS Payment Policy
Effective Date: March 14, 2025

At JOGTOPIS, we aim to make your shopping experience as convenient and secure as possible. This Payment Policy outlines the terms and conditions for processing payments when you make a purchase through our website.

1. Accepted Payment Methods
We accept the following payment methods for all online purchases:

  • Credit and Debit Cards: Visa, MasterCard, American Express, Discover
  • PayPal: Secure payments via your PayPal account
  • Other payment methods: Additional payment options available during checkout

2. Payment Processing

  • Payment is required at the time of purchase. Once your order is confirmed, the payment will be processed immediately.
  • We use secure payment gateways to ensure your financial information is safely handled. JOGTOPIS does not store your payment details, as all transactions are processed via trusted third-party providers.

3. Currency
All transactions are processed in USD (United States Dollar). If you are purchasing from outside the United States, your bank or payment provider may apply additional foreign exchange rates or conversion fees.

4. Taxes and Duties
Sales tax will be applied to orders based on the applicable tax rate in your shipping destination. The sales tax will be calculated and displayed during the checkout process.
For international orders, customers are responsible for any additional customs duties, taxes, and import fees that may apply upon arrival in the destination country. These fees are not included in the price of the product or shipping charges.

5. Payment Authorization
By submitting an order, you authorize JOGTOPIS to charge your selected payment method for the total amount of the purchase, including taxes and shipping fees. If there are any issues with processing your payment (such as insufficient funds or incorrect payment details), your order will not be completed.

6. Order Confirmation
Once your payment is successfully processed, you will receive an order confirmation email. This confirmation will contain your order details and will serve as a receipt for the transaction.

7. Payment Declines
If your payment is declined or if there is an issue with processing your payment, you will be notified immediately. You may choose to retry the payment or use an alternate payment method.

8. Refunds and Cancellations
If you are eligible for a refund (in accordance with our Return and Refund Policy), the refund will be processed back to the original payment method. Please note that it may take several business days for the refund to reflect in your account, depending on your bank or payment provider.

9. Payment Disputes
If you believe there has been an error or issue with the charges to your payment method, please contact us within 30 days of the purchase at:
✉️ Email: info@jogtopis.xyz
📞 Phone: 203-226-7517

We will investigate and resolve the issue promptly.

For any further questions or assistance regarding payments, please contact us at:
✉️ Email: info@jogtopis.xyz
📞 Phone: 203-226-7517
🌐 Website: https://jogtopis.xyz

Thank you for shopping with JOGTOPIS! We are committed to providing secure, convenient, and reliable payment processing for all of your purchases.